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The solution: The best defense is preventive, says Savage.Regularly back up data, download software patches and update anti-virus and anti-malware programs, he says.Take advantage of Someonenew's free dating and Online Community using the power of VOIP and Instant Messaging to contact people of similar interests in your local area or anywhere around the world and start dating for free.Meet people, singles, groups, make contacts in the free meeting place.“You very well could have the one piece of information” that could help catch the criminals, says Savage.The scam: Your utility company calls: You’re behind on the bill.The scam is known as Ransomware, and the notifications “look very official,” says Nickolas Savage, assistant special agent in charge of the cybercrime branch of the FBI’s Washington, D.

If you are (or have already been) hit by this scam, contact the FBI’s Internet Crime Complaints Center.The solution: Skip the link, and just log in to your account as usual, he advises.And if you do get scammed, “don’t be so embarrassed that you don’t report it,” King says.The “fine” — aka ransom — ranges from about 0 to 0, says Savage.It works because you downloaded something secretly salted with malware, which the criminal used to hijack your computer and encrypt your data or operating system, says Savage.

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The scam gets its name from the fact that third-party operations are “cramming” their bogus charges onto real phone bills.